Process your payments directly with ZIP Cards
Effortlessly manage payments with ZIP cards, giving your employees the convenience of direct access to their earnings. With ZIP, employees can shop, pay bills, or withdraw cash anytime—just like with a regular debit card. Say goodbye to complex payment processing and choose ZIP for a straightforward, flexible solution that works for everyone.
Who We are?
ZIP Financial provides a streamlined debit card loading service, making payments and financial management effortless. Our solution enables businesses to distribute salaries conveniently and securely through ZIP cards, which function like traditional debit cards for shopping, paying bills, and accessing cash. With ZIP Financial, managing employee payments has never been easier.
- Track spending and manage your account online with ease.
- Stay in control of your finances and manage spending effortlessly.
- Accepted wherever Visa is honored.
- Enjoy easy access to cash from ATMs worldwide.
- Use your card with Canada, both online and in stores.
- No debt or overdraft fees.
Issuer statement: This card is issued by Peoples Trust Company under licence from Mastercard® International. / Cette carte est émise par la Compagnie de Fiducie Peoples sous licence de Mastercard® International.
How Our Card Works?

Order Your Cards
Order virtual or physical cards, complete control on usage.

Quick and Secure
Launch your card program quickly—issue virtual cards on demand and distribute them to your customers with ease.

Effortless Card Management
Seamlessly manage your card program through our portal, offering a branded, streamlined experience for your cardholders.
Why to Choose Us?
Monitor & Control
Enjoy simple, secure spending with no debt or hidden fees, ideal for managing budgets and everyday transactions.
Canada Wide Access
Shop within Canada, both online and in-store, and access cash at ATMs—accepted anywhere Visa® is welcomed.
Gain Rewards
Earn points when shopping top brands through the portal, then convert your points into cash directly in your card account.